Our transactional funding process starts with the purchase price, resale price and end buyer. A double closing uses separate purchase and resale documents; it does not remove your disclosure obligations or guarantee a buyer will complete the resale.
Wholesale Double Close FundingAcross Charlotte Metro
Charlotte Metro extends beyond the city and across the state line. A Matthews house near its rail-town downtown, a Lake Norman property and a Fort Mill resale call for different property details and closing arrangements. Charlotte Wholesale Double Close connects wholesalers with transactional funding for the purchase side of a reviewed double closing in North Carolina and South Carolina. Your purchase and resale use separate contracts, and the closing professional on the file coordinates the documents and funds. Send the address, both contract prices, end buyer information and any ownership or association questions. Keep the property's state clear so the correct attorney and recording arrangements can be confirmed. Our published fee schedule is separate from taxes and other closing costs. Funding can be ready in as little as 24 hours.
Submit your Charlotte Metro deal
Tell us what you have under contract. We'll review it and get back to you.
Deal Received
We have your Charlotte Metro deal and will review the numbers. Watch your phone and email for a response.
Published funding fees
Fees are flat and published so you can underwrite the funding cost into your offer before you tie up the property. The math behind each line is on the transactional funding fees page.
| Funding Amount | Fee or Detail |
|---|---|
| Up to $500K | 1% ($1,000 minimum) |
| $500K to $1M | 1.25% |
| $1M to $1.5M | 1.50% |
| Additional days | 0.2% per day |
| Two title or closing companies | 1.75% |
| Funding over $1M | Longer due diligence |
| Morby Method | Fees paid upfront via Zelle or wire |
| Additional paperwork or special terms | 1.75% or a per-document fee at our team's discretion |
One metro, two state-specific closing files
North Carolina and South Carolina have attorney-related rules for real estate closings. Your closing attorney or settlement professional should confirm the legal work, document signing, recording and disbursement sequence for the property's state. Do not assume an office or document arrangement in one state automatically works across the border.
A coordinated Charlotte Metro deal review
Charlotte has distinct neighborhoods, greenways and an urban core. A house in an established neighborhood and a unit near Uptown need different descriptions, even when both use a Charlotte address. The reviewed file uses the actual property and signed contracts, not a broad metro assumption.
Use our published fee schedule when checking the deal numbers. Closing costs, taxes and any property-specific charges are separate, and the closing office can confirm the amounts for your file.
Three steps from contract to close
Ask your closing attorney or settlement professional to confirm how both transactions will be coordinated. Read how double closing works in the Carolinas, or see the double close vs assignment comparison.
- 1
Submit both sides
Identify the Charlotte, NC property and provide both contract prices. Include the property type and its actual neighborhood and your end buyer information.
- 2
Confirm the file
For this Charlotte transaction, clarify the property type and its actual neighborhood before coordinating the two contracts. Ask the closing attorney or settlement professional to confirm the required documents, taxes and recording sequence for the property in North Carolina.
- 3
Coordinate the closings
If funding is approved, the closing professional coordinates the purchase and resale under the reviewed terms. Neither submitting a request nor having a city service-area page guarantees completion.
Questions wholesalers ask
Which parts of Charlotte Metro do you cover?
Our service-area pages span Mecklenburg, Cabarrus, Gaston, Union, Iredell, Lincoln, Rowan and Anson counties in North Carolina, plus York, Lancaster and Chester counties in South Carolina. Each request remains subject to review of the actual file.
What should I clarify for my Charlotte file?
For this Charlotte transaction, clarify the property type and its actual neighborhood before coordinating the two contracts. Ask the closing attorney or settlement professional to confirm the required documents, taxes and recording sequence for the property in North Carolina.
Does Charlotte neighborhoods and greenways support my resale price?
A local reference helps explain the setting but is not a valuation. Have your end buyer support the resale price with the actual property details and suitable comparisons.
What is a double closing?
It is a purchase followed by a separate resale of the same property. The closing office must coordinate the contracts, funds and settlement paperwork; completion depends on the actual file.
What does transactional funding cost?
The published schedule starts at 1% up to $500K, with a $1,000 minimum. Additional days and special arrangements have separate fees; review the full fee schedule and your written terms.
Does submitting a request guarantee funding?
No. Funding depends on the reviewed transaction and required documents. The closing office should confirm the sequence before either side relies on a closing date.
Service Areas Across Charlotte Metro
Our service areas span the North Carolina and South Carolina communities around Charlotte. Choose a city for local file considerations, then submit the actual property details for review.
Charlotte
Mecklenburg County, NC
Charlotte neighborhoods and greenways. Clarify the property type and its actual neighborhood in the request.
Matthews
Mecklenburg County, NC
Downtown Matthews rail heritage. Clarify completed work versus intended alterations in the request.
Mint Hill
Mecklenburg County, NC
Mint Hill's wooded and farmland setting. Clarify included land and additional structures in the request.
Pineville
Mecklenburg County, NC
Pineville Main Street and Lake Park. Clarify the state, municipality and legal description in the request.
Huntersville
Mecklenburg County, NC
Huntersville and the Lake Norman area. Clarify water access versus a broader area description in the request.
Cornelius
Mecklenburg County, NC
Catawba Avenue and Cornelius mill heritage. Clarify current use and conveyed property interests in the request.
Davidson
Mecklenburg County, NC
Davidson college and Main Street setting. Clarify the buyer's intended use and actual condition in the request.
Concord
Cabarrus County, NC
Concord downtown and motorsports heritage. Clarify the legal description and included buildings in the request.
Kannapolis
Cabarrus County, NC
Kannapolis and the NC Music Hall of Fame. Clarify municipal location and contract consistency in the request.
Harrisburg
Cabarrus County, NC
Harrisburg community and outdoor setting. Clarify the actual subdivision and comparable properties in the request.
Midland
Cabarrus County, NC
Midland gold history and Rocky River. Clarify parcel boundaries and current land use in the request.
Mount Pleasant
Cabarrus County, NC
Mount Pleasant restored landmarks. Clarify existing condition and proposed restoration in the request.
Gastonia
Gaston County, NC
Gastonia in Gaston County. Clarify the neighborhood and subject property condition in the request.
Belmont
Gaston County, NC
Downtown Belmont. Clarify the lot and end buyer's comparisons in the request.
Mount Holly
Gaston County, NC
Downtown Mount Holly. Clarify municipal identifiers and legal description in the request.
Cramerton
Gaston County, NC
Cramerton town-center setting. Clarify the structures included in both contracts in the request.
Bessemer City
Gaston County, NC
Bessemer City downtown streets. Clarify property location and ownership details in the request.
Dallas
Gaston County, NC
Dallas, North Carolina. Clarify the state and complete property address in the request.
Monroe
Union County, NC
Monroe's Southern homes and porches. Clarify documented condition and renovation scope in the request.
Indian Trail
Union County, NC
Indian Trail in Union County. Clarify municipal jurisdiction and any association in the request.
Waxhaw
Union County, NC
Waxhaw in Union County. Clarify local comparisons and intended property use in the request.
Mooresville
Iredell County, NC
Mooresville and Lake Norman. Clarify recorded lake-related rights and included land in the request.
Statesville
Iredell County, NC
Statesville history and heritage. Clarify existing condition and ownership documents in the request.
Lincolnton
Lincoln County, NC
Lincolnton town-center setting. Clarify parcel identity and included interests in the request.
Salisbury
Rowan County, NC
Historic Salisbury. Clarify current condition and proposed restoration in the request.
Spencer
Rowan County, NC
Spencer in Rowan County. Clarify municipality and matching contract descriptions in the request.
Wadesboro
Anson County, NC
Wadesboro in Anson County. Clarify land and additional improvements in the request.
Rock Hill
York County, SC
Rock Hill in York County, South Carolina. Clarify state-specific attorney and recording arrangements in the request.
Fort Mill
York County, SC
Fort Mill Main Street and Greenway. Clarify the subject location and buyer comparisons in the request.
Tega Cay
York County, SC
Tega Cay in York County. Clarify state, municipality and legal description in the request.
York
York County, SC
The City of York, South Carolina. Clarify city versus county identification in the request.
Clover
York County, SC
Clover in York County. Clarify municipality and contract address consistency in the request.
Lancaster
Lancaster County, SC
Lancaster and the Native American Studies Center. Clarify condition and recorded ownership in the request.
Chester
Chester County, SC
The City of Chester, South Carolina. Clarify included structures and ownership interests in the request.
Ready to fund your Charlotte Metro double closing?
Submit the deal and we will review the numbers. Funding availability and timing depend on the reviewed file and closing arrangements.
Submit Your Deal